New Construction
homes that bridge the gap between mainstream and extreme green
Move into one of Chicago or it’s suburbs finest neighborhoods, in a new Biophilic design smart homes!
small general contracting team
As a Chicago area Healthy Homes Builders and Forensic Building Envelope Consultants company we are here to work with you from start to finish on any commercial or residential project you have in mind. We take care of everything from A to Z, so there’s no need to become overwhelmed trying to keep track of multiple companies, or worry about lines of communication being crossed. With Green Construction Holmes Builders LLC, your entire project is handled by a single entity: us!
Our Green Team is small enough to maintain a strong dedication to customer service, but experienced enough to be able to offer prices that rival bigger companies.
Since Green Construction Holmes Builders LLC first set up shop, we’ve worked on projects ranging from small offices with a few rooms, new build homes to multi-level business complexes, so no matter what your square footage is we have you covered.
With many satisfied customers in the Chicago area, our team of designers, sub-contractors and carpenters make customer satisfaction their highest priority. The entire staff at Green Construction Holmes Builders LLC is committed to transforming your new build home into the dream home you’ve always wanted.
We are helping you to get your solution.
The purchase of a new home is exciting. Home is the place where you’ll spend most of your time and enjoy your loved ones.
The experience of buying a new home can be a little daunting, especially if you haven’t done it before. We have a process that is easy to understand and have experts that include highly informative sales teams, designers and top-notch construction managers that guide you along the way to becoming the owner of a beautiful new Wellness Healthy Smart Home.
A Preview of the Process
The process you’ll experience is very systematic, and includes these major events:
- Purchase Agreement, signed by you and submitted for approval
- Loan Application, to get loan Pre-Approval and final mortgage financing
- Design Gallery Selections, choosing your flooring, countertops, colors, etc.
- Second Earnest Money Appointment, and final exterior color selections due & Contract Summary Meeting, to confirm details of documents
- Pre-Construction Meeting, to meet your construction manager and review the building process
- Pre-Drywall Meeting, to review wiring, plumbing, etc. while they’re still visible
- Orientation Meeting, a final walk-through to preview your finished home prior to closing
- Closing at the Title Company to complete financing/ownership documents
all in one packages
Looking for a home and need to meet a specific budget? House and land packages are curated by our experienced sales team who select quality land in popular estates and pair them with homes that suit those blocks.
We can either make a package for you or you can check out our premade range with can also be customised to turned into a all in one package (meaning you get everything you request included) so you can make financial decisions that work for you and your needs.
Check out our range of packages or contact us to see how we can help.
first time home buyer
You’ve rented for a while or stay with your parents and now you’re ready to buy your first home, but where do you begin?
Do you buy a new home or something that’s a bit older?
Buying your first home can be a stressful experience as you navigate all the different options available to you but we can help, our team is experienced in helping first home buyers choose their first home from land sourcing to assisting with the design of your home
With numerous options available including a smart range of cost effective homes, buying a brand new home for the first time has never been easier.
building again
Built your home previously and looking to do another?
You’ve experienced it before and you know the ins and outs of what you want in your new home and we can assist with that. Our team has experience creating dream homes without all of the smoke and mirrors, you’ll be presented with all the information you require and have the option of viewing our display homes featuring out three different levels of inclusions to help you decide what you want for your new home.
Ready to start the journey again?
Contact us to see how we can help you in planning your new build
knock down and rebuild
Love your address but not your home? Want to renovate but not ready to deal with trades or the nasty surprises that may arise during the renovation process? Our Knock Down Rebuild services could be the solution for you. With Chicago area growing and expanding the number of knock down rebuilds have grown dramatically over the last 5 years. It allows homeowners to create their dream home, add value to their land and not have to adjust to a new neighborhood.
getting a mortgage
finance FAQ
Yes! We work directly with Supreme Lending. Please visit our First Midwest Bank to find out more.
No. You may choose to find your own lender. By using our preferred lender, you get the opportunity to work with knowledgeable lenders with years of experience in new construction lending. They will explain the entire mortgage process, show you all of your financial options, and make sure you find a deal that meets your personal needs.
Your closing costs depend on the type of loan you decide is best for you. Depending on your home state, you normally pay the following amounts.
- Origination Fee: 1% of the loan amount – cost of establishing a loan
- Discount Points: Used to lower the interest rate
- Appraisal Fee: Dependent on the house size
- Credit Report Fee: Charge for pulling your credit report from the credit bureaus
- Underwriting Fee: Payment to the end investor for services provided
- Processing Fee: Payment to the lender for services provided
- Flood Certification Fee: Certification that your property is not in the 100 yr. flood zone
- Title Charge: Payment to the title company for closing your loan
- Recording Fee: Payment for filing fees depending on the state
Many of these costs are third party charges and cannot be negotiated by you or the lender.
On FHA loans, the minimum down payment is 3.5%. On a conventional loan, the down payment must be at least 5%. Additionally, the money on a conventional loan must be “seasoned” (60 days in the bank) prior to purchasing the home or be proceeds from the sale of your existing home.
A FHA loan requires an upfront mortgage insurance payment; a conventional loan does not. Both do require monthly mortgage Insurance premiums (MIP) based on the loan to value (LTV).
The taxes will be the same on either type of loan. A common mistake is that people believe their taxes will vary depending on the loan they choose. The title company that closes the loan submits the taxes directly to the lender. If you reside in an attorney state, your representation is the one who orders the tax certificate from the appraisal district. Taxes reported to the lender will be included in your monthly loan payment. There is no mark-up or service charge over and above the actual tax amount.
Homeowner’s insurance works the same as taxes. You pay the lender for your policy amount on a monthly basis. The lender will escrow this amount and send it to your insurance company at the end of the year when renewal is due.
Interest rate differences will vary depending on the lender you choose. Most importantly, ALWAYS ask for the lowest rate for the type of loan you are obtaining.
The principal and interest portion of the payment is calculated by configuring the loan amount (MIP rolled into the balance on FHA) and term into an amortization schedule to calculate the payment amount. Ask your Supreme Lending representative for additional information on conventional and FHA loans.
